Comments on: Chapter 13 Bankruptcy Attorneys In Georgia

By: Elenora

Elenora — Thu, 17 Nov 2011 07:20:26 +0000

The article suggests that you consult a friend or someone else who has first hand experience with bankruptcy. But if you do not know such a person or have access to a person with such experience, the next best thing I suppose, would be to take heed from cautionary tales. And there are certainly plenty of stories of people who had it all and somehow still managed to squander great wealth. You may not be able to seek advice from these real stories, but they may help one to avoid the feelings of shame and guilt that most people tend to associate with bankruptcy. If I could impart my own two scents, I would say that you should do as the article suggests and seek advice from an experienced person before it becomes too late and even more difficult to repair the damages.

By: Jorge

Jorge — Wed, 16 Nov 2011 23:20:28 +0000

Thank you for posting all the advice about what you want to ask an attorney and such to make sure they know what they are doing and that they are going to do their best for you when you file. I always thought that you could just trust an attorney to do the very best for his / her client but I am learning through much research that you still have to be very careful. Thank you for this list of attorneys that I can weed through this will help me get started on my journey down a raod I never wanted to travel.

By: Paul

Paul — Wed, 16 Nov 2011 19:50:27 +0000

I think people who judge others who have filed for bankruptcy are sadly, ignorant hypocrites themselves. Financial problems happen to people from all walks of life. Even a well liked celebrity like Kimila Ann “Kim Basinger has filed for bankruptcy. She was a model turned film actress who became famous for her roles in “Never Say Never Again, “The Natural, “L.A. Confidential, and “Batman. Winner of a Golden Globe Award, Academy Award, and Screen Actors Guild Award, Basinger had a promising career. You would think such an accomplished actor would not have trouble getting lucrative gigs. But in 1989, Basinger and a few other investors put up $20 million dollars to buy a small town in Georgia called Braselton. After spending such a hefty amount, she was sued for $8-million for backing-out of the film “Boxing Helena, ultimately leading to her filing for bankruptcy. So don’t let anyone talk to you like you are any less of a person. After all, you are in the company of celebrities…LOL

By: Mercy

Mercy — Wed, 16 Nov 2011 00:20:27 +0000

My husband and I filed bankruptcy back in 2004, isn’t there some rule or law that tells you, you can’t file again for so long? Do you know how long that is by chance? I feel for Jesse in that fact that he had to file and he is a financial advisor in a credit union, did this effect his job at all? I can’t imagine that the credit union would want him to remain a financial advisor if he couldn’t manager his finances. I know that in the case of high security jobs like out at some un-named aircraft companies if you have filed bankruptcy they will not give you security clearance to do the job you were already doing anymore.

By: Gwen

Gwen — Tue, 15 Nov 2011 17:20:27 +0000

I hope nobody ever has to face the decision of whether or not to declare bankruptcy. But for those of you who are in a situation in which it’s time to at least consider it, I can tell you from personal experience, it isn’t actually the end of the world, or the end of your financial future. My own spiral of debt wasn’t from overspending, but from under-earning. I was writing a screen play and I had an interested studio. I was living in a place where jobs were scarce, and I was also finishing school. I also had an overconfidence in the sale of the script, that touched on arrogance. I was certain it was just a matter of time before an offer was made on the script. Even the minimum price, $80,000, would have saved me from going under. The studio backed out and I was left with $33,000 in credit card debt and with over $1000 a month in credit card payments- nearly all of which went to the interest. In my case, I was leasing a car and had no other assets. So, I hired a bankruptcy attorney (The fee was $500) and went through the process. All my credit card accounts were closed, and all my debts were dismissed. I felt so incredibly relieved and free, to not have that ever increasing burden on my shoulders. To my surprise, the leasing company allowed me to keep leasing the car, and it even became voluntary, as the lease was no longer legally valid after the bankruptcy. So there is light at the end of the tunnel.

By: Nathan

Nathan — Mon, 14 Nov 2011 23:35:27 +0000

I live in Georgia and I never knew we had this many bankruptcy attorneys this near by of course I never had to look for one before either. I appreciate all the help you have given us here and I now have a starting point. I look forward to anymore information you put out there on this subject and I hope you do because this is a very hard point in our lives to go through without any help.

By: Jesse

Jesse — Sun, 13 Nov 2011 05:50:26 +0000

Those drowning in debt should consider moving to Colorado, as I did to avoid the high cost of living in a major city. Luckily, I landed a job soon but it was still too much to manage all the debt my wife and I had accumulated over the previous several years. After consulting with an attorney, we filed chapter 7. It was a difficult decision since I was working as a financial advisor in a credit union and I was preaching to my customers how to avoid the debt pit, yet, I fell into that pitfall. Things started to improve in about a year after filing chapter 7. In the beginning, we did not want any more credit cards. Nobody wants to give you one for about six months anyway. The interest rate is usually very high. However, in order to rebuild credit history, we started with small limits but would always make full payment on time.

By: Juan

Juan — Sun, 13 Nov 2011 00:20:28 +0000

Thank you for the advice, I am going to take your word for it and do exactly what you are telling me to do as far as interviewing the attorneys and such. Do you know when you file bankruptcy does your name end up somewhere in the paper? I was told that it does and if you are a business it will end up in the Business Journal so I just wanted to verify that. Is there a way to keep it unpublished if that is true? I am going to contact some of these attorneys starting Monday because as you said I don’t want to delay this any longer than I absolutely have to.

By: Donald

Donald — Fri, 11 Nov 2011 23:50:29 +0000

This is a great list of possibilities for us and I am glad I ran across this blog, this saves me the work of having to go through the phone book or internet and find all of these to look into. Your advice on what to look for and how to proceed with finding the right attorney is priceless and I am going to use it diligently. Thank you for all the hard work you put into this post and I will follow your instructions and not put this dreadful task off anymore.

By: Jose

Jose — Tue, 08 Nov 2011 23:35:29 +0000

Thank you for the advice in your blog when it comes to finding an attorney for bankruptcy purposes. I absolutely hate the idea of having to file but you are right I shouldn’t delay finding an attorney for this as soon as I possibly can. By prolonging the inevitable I am just getting deeper in debt and my credit is shot already anyway. I appreciate the advice on what we should look for in an attorney as well and reminding me to check qualifications before I sign them up. Please continue to post any advice you might have and I will check back periodically before I make my decision to see if there is anything you have added that will help me further.